Real patient cost-sharing from federal surprise-billing dispute files (2025), by ER visit code
and metro. Pick yours; add your amount to see where you sit.
Nationally, cost-share for the same ER code in the same city varies up to 52x —
and a federal appeals court ruled in August 2026 that the benchmark it is computed from was being
calculated unlawfully. Above the 75th percentile is worth disputing in writing.
Want the dispute letter with your numbers already in it?medigami.com